LF Canlife
Portfolio III Fund

The LF Canlife Portfolio III Fund is a diversified fund of funds investing mainly in fixed income securities and cash but also includes equities and UK commercial property.

The fund aims to achieve long-term capital growth and income while seeking to remain within a defined risk band. It is aligned to Dynamic Planner’s strategic allocation for Risk Profile 3, which may be suitable for investors with a low appetite for risk.

MATCHING RISK PROFILE SOLUTIONS

REASONS TO RECOMMEND

CLIENT SUITABILITY
This fund may be appropriate for lower-risk investors seeking a stable return with minimal risk to capital in a highly-diversified investment that is spread across multiple asset classes. The portfolio invests predominantly in the UK but also provides some international opportunities.

IN-HOUSE MANAGEMENT EXPERTISE
By investing primarily in our own range of actively managed funds, we are able to tap the vast expertise of our in-house fund management teams and their long-term track records in fixed income, equity and property. Investing with them leaves the stock-picking decision makers with the real power to select the best assets to deliver income or growth.

MATCHING CLIENT RISK PROFILES
Each Portfolio Fund is aligned to a Dynamic Planner risk profile, which means that our funds can be matched to your clients’ appetite for risk. We also review and if necessary rebalance each fund daily, to ensure it adheres to its aims and risk-target allocations. This means each fund offers ongoing suitability for your clients from the time of making their initial investment and at each subsequent review.

PROVEN TRACK RECORD
Not only are our in-house fund managers highly experienced in their own right, but we also have more than seven years of proven capability in risk-targeted fund management having launched similar Life & Pension funds in March 2008.

FUND PERFORMANCE

Past performance is not a guide to future performance. The value of investments may fall as well as rise and investors may not get back the amount invested. Income from investments may fluctuate. Currency fluctuations can also affect performance. Performance figures are on a bid to bid with net income reinvested basis. Valuations are based on the previous day's prices.

HOW THE FUND IS MANAGED

Dynamic Planner’s financial analytics team creates asset allocations for specific risk profiles by analysing the long-term expected behaviour of up to 14 asset classes with a focus on investment returns, volatility and correlations. The LF Canlife Portfolio Funds are strictly aligned to Dynamic Planner’s asset allocation models – we do not apply any tactical tilt on top. We believe that this results in a better outcome for investors; simply put, if a fund is labelled a Dynamic Planner risk profile 3, it should stay at risk profile 3. Because our Portfolio Funds predominantly invest in our own in-house funds that are actively managed, there is plenty of scope to take active risk in the funds’ underlying holdings. Canada Life Investments has experienced managers with long-term track records in fixed income, equity and property, and are able to tailor their individual portfolios to suit the prevailing market conditions.

Our commitment to the Dynamic Planner asset allocation model allows the fund to use the Dynamic Planner Risk Target Managed badge.

DT Risk-Targeted 3

DAILY REVIEW
Our Portfolio Funds are reviewed on a daily basis and rebalanced as necessary, using fund flows where possible to minimise any potential trading costs. This ensures they remain within the parameters specified by Dynamic Planner.

QUARTERLY REVIEW
Asset allocation, volatility and fund size details for our Portfolio Funds are submitted to Dynamic Planner on a quarterly basis. Dynamic Planner reviews the funds to ensure they continue to meet their stated risk profile. Dynamic Planner shares these asset allocation details in order to support advisers’ due diligence and review requirements.

SHARE CLASS INFORMATION

Share
Class
ISIN SEDOL ONGOING
CHARGE
FIGURE(OCF)
ANNUAL
MANAGEMENT
CHARGE(AMC)
MINIMUM
INITAL
INVESTMENT*
MINIMUM
TOP UP*
C Acc GB00B96T7P76 B96T7P7 0.89% 0.45% £100,000 £100
C Inc GB00B8SC7T13 B8SC7T1 0.89% 0.45% £100,000 £100
B Acc GB00B9CJK968 B9CJK96 1.09% 0.65% £500 £100
B Inc GB00B97BL058 B97BL05 1.09% 0.65% £500 £100

*Minimum investments only apply when investing directly with Canada Life Investments

IMPORTANT INFORMATION

The fund may invest in property funds that may be illiquid and subject to wide price spreads, both of which can impact the value of the fund. The value of the property is based on the opinion of a valuer and is therefore subjective.

Interested in this fund and would like to find out more?

Contact our team who will be happy to answer any questions you may have about this fund.

Tel Icon +44 (0)20 7415 6490

Email Icon contactclinvestments@canadalife.co.uk

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