MATCHING RISK PROFILE SOLUTIONS
REASONS TO RECOMMEND
This fund may be appropriate for lower-risk investors seeking a stable return with minimal risk to capital in a highly-diversified investment that is spread across multiple asset classes. The portfolio invests predominantly in the UK but also provides some international opportunities.
IN-HOUSE MANAGEMENT EXPERTISE
By investing primarily in our own range of actively managed funds, we are able to tap the vast expertise of our in-house fund management teams and their long-term track records in fixed income, equity and property. Investing with them leaves the stock-picking decision makers with the real power to select the best assets to deliver income or growth.
MATCHING CLIENT RISK PROFILES
Each Portfolio Fund is aligned to a Dynamic Planner risk profile, which means that our funds can be matched to your clients’ appetite for risk. We also review and if necessary rebalance each fund daily, to ensure it adheres to its aims and risk-target allocations. This means each fund offers ongoing suitability for your clients from the time of making their initial investment and at each subsequent review.
PROVEN TRACK RECORD
Not only are our in-house fund managers highly experienced in their own right, but we also have more than seven years of proven capability in risk-targeted fund management having launched similar Life & Pension funds in March 2008.
Past performance is not a guide to future performance. The value of investments may fall as well as rise and investors may not get back the amount invested. Income from investments may fluctuate. Currency fluctuations can also affect performance. Performance figures are on a bid to bid with net income reinvested basis. Valuations are based on the previous day's prices.
HOW THE FUND IS MANAGED
Dynamic Planner’s financial analytics team creates asset allocations for specific risk profiles by analysing the long-term expected behaviour of up to 14 asset classes with a focus on investment returns, volatility and correlations. The CF Canlife Portfolio Funds are strictly aligned to Dynamic Planner’s asset allocation models – we do not apply any tactical tilt on top. We believe that this results in a better outcome for investors; simply put, if a fund is labelled a Dynamic Planner risk profile 3, it should stay at risk profile 3. Because our Portfolio Funds predominantly invest in our own in-house funds that are actively managed, there is plenty of scope to take active risk in the funds’ underlying holdings. Canada Life Investments has experienced managers with long-term track records in fixed income, equity and property, and are able to tailor their individual portfolios to suit the prevailing market conditions.
Our commitment to the Dynamic Planner asset allocation model allows the fund to use the Dynamic Planner Risk Target Managed badge.
Our Portfolio Funds are reviewed on a daily basis and rebalanced as necessary, using fund flows where possible to minimise any potential trading costs. This ensures they remain within the parameters specified by Dynamic Planner.
Asset allocation, volatility and fund size details for our Portfolio Funds are submitted to Dynamic Planner on a quarterly basis. Dynamic Planner reviews the funds to ensure they continue to meet their stated risk profile. Dynamic Planner shares these asset allocation details in order to support advisers’ due diligence and review requirements.
SHARE CLASS INFORMATION
*Minimum investments only apply when investing directly with Canada Life Investments
Chief Investment Officer, Canada Life Limited & Managing Director, Canada Life Asset Management Limited.
David took over as Chief Investment Officer, Canada Life Limited and Managing Director, Canada Life Asset Management Limited in July 2013. He oversees all investment functions including fixed income, equities, real estate, commercial mortgages as well as marketing and distribution.
David has over 30 years’ industry experience, with investment experience in both equities and bonds. He joined Canada Life Investments in November 2010 as Head of Securities having previously been Head of Global Equities at Insight Investment. David also held the role of Assistant General Manager at Equitable Life, where he had earlier been Head of Fixed Income and Head of Far Eastern Equities.
David has a BA in Economics and Econometrics from Nottingham University and an MBA from City University.
The fund may invest in property funds that may be illiquid and subject to wide price spreads, both of which can impact the value of the fund. The value of the property is based on the opinion of a valuer and is therefore subjective.
Interested in this fund and would like to find out more?
Contact our team who will be happy to answer any questions you may have about this fund.
+44 (0)20 7415 6490